Repayment Schedule Calculator

Estimate your monthly mortgage payment and see how each payment is split between interest and capital over time.

Use the schedule to sense-check affordability, compare terms, and understand how quickly the balance reduces.

Visit Tools for a free credit report or affordability assessment.

Enter your mortgage details

Set the loan amount, term, and interest rate to generate a month-by-month repayment schedule.

Repayment schedule

Review the monthly payment, interest, capital repaid, and remaining balance for each month of the mortgage term.

Month Payment Interest paid Capital repaid Balance owed
Enter your figures above and calculate to generate the full repayment schedule.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.